Own more.
Owe less.
Save hundreds a month on your mortgage.*
Athena gives homeowners lower interest rates by cutting out the inefficiencies banks build into your loan.
A cheaper way
to refinance
Most banks charge you extra (through fees or higher rates) to cover their overheads, bonuses and bloat. We use technology to cut the fat and pass the savings straight to you.
Lower rates. Fewer fees. Real savings. Every year.*
*Refinancing isn't right for everyone. See “Is refinancing right for everyone?” in the FAQs.
It takes 5 minutes
See your savings in 30 seconds
Checking your rate uses a soft credit pull. No impact to your score unless you proceed with an application.
Lock in your rate in 5 minutes
Get your loan estimate and then lock in your rate after verifying a few key pieces of information.
Save money. End of story.
Pay less every month
Our lower rates help keep $100s in your pocket every month.
Raise family, not fees
Fewer fees mean the savings stay with you and your loved ones — yours to spend however you please.
Free up your future
A lower rate can free up money every month — instead of going to interest.
Refinancing starts a new 30-year term — a lower monthly payment can still mean more total interest over the life of the loan.
FAQs
Is Athena a bank?
What kind of loans can I refinance?
Does checking eligibility affect my credit?
How long does refinancing take?
Is refinancing right for everyone?
Will Athena service my loan?
