Own more.
Owe less.
Rates from 5.5%* (APR 5.594%)
We have better rates.
Save hundreds a month on your mortgage.*
Athena gives homeowners lower interest rates by cutting out the inefficiencies banks build into your loan.
A cheaper way
to refinance
Most banks charge you extra (through fees or higher rates) to cover their overheads, bonuses and bloat. We use technology to cut the fat and pass the savings straight to you.
Lower rates. Fewer fees. Real savings. Every year.
Estimated monthly savings
Based on lower interest rate
Total monthly reduction
It takes 5 minutes
See your savings in 30 seconds
Our soft credit pull means there's no impact to your score.
Lock in your rate in 5 minutes
Get your loan estimate and lock in your rate after verifying a few key pieces of information.
Close in as little as 8 days
Skip the weeks of back-and-forth and mountains of paperwork.
Save money. End of story.
Pay less every month
Our lower rates help keep $100s in your pocket every month.
Raise family, not fees
Fewer fees mean the savings stay with you and your loved ones — yours to spend however you please.
Free up your future
The average Athena customer can save ~$93,000 over a 30 year mortgage. That's an early retirement right there.
FAQs
What kind of loans can I refinance?
Does checking eligibility affect my credit?
What states are you available in?
How long does refinancing take?
Is Athena a bank?
