Licensing Information
Company Information
Legal Name: Athena AI Holdings Inc.
NMLS ID: #2771910
For company licensing information, visit NMLS Consumer Access.
Licensed in 15 states
| State | License Type | License No. |
|---|---|---|
| Alabama | Consumer Credit License | 2771910 |
| Arizona | Mortgage Banker License | BK-2015848 |
| Colorado | Mortgage Company Registration | NMLS ID 2771910 |
| Florida | Mortgage Lender License | MLD2756 |
| Idaho | Mortgage Broker/Lender License | MBL-2082771910 |
| Kansas | Mortgage Company License | MC.0027618 |
| Kentucky | Mortgage Company License | MC926098 |
| Michigan | 1st Mortgage Broker/Lender License | FL0027018 |
| Minnesota | Residential Mortgage Originator License | MN-MO-2771910 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration | RM.805543.000 |
| Oklahoma | Mortgage Lender License | ML017873 |
| Pennsylvania | Mortgage Lender License | 118406 |
| Tennessee | Mortgage License | 2771910 |
| Texas - SML | Mortgage Company License | NMLS ID 2771910 |
| Washington | Consumer Loan Company License | CL-2771910 |
Equal Housing Lender
Athena AI Holdings Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, age, disability, because all or part of an applicant's income derives from a public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Important Disclosures
Not a Commitment to Lend: Any information provided on this website, including rate quotes and loan product descriptions, does not constitute a commitment to lend. All loans are subject to credit approval, verification, and underwriting.
Rates and Terms: Interest rates, loan terms, and other conditions are subject to change without notice and may vary based on credit qualifications, loan amount, loan-to-value ratio, occupancy type, and other factors.
Contact Information
Athena AI Holdings Inc.
365 Toni Stone Xing, Ste 204
San Francisco, CA 94158
Toll-Free: 1-844-656-3151
Phone: 650-281-0936
Email: support@athenamoney.co
Consumer Concerns
If you have a concern or wish to file a complaint, please contact our Chief Compliance Officer using any of the channels below:
| Channel | Contact Information |
|---|---|
| concerns@athenamoney.co | |
| Athena AI Holdings Inc. Attn: Chief Compliance Officer 365 Toni Stone Xing, Ste 204 San Francisco, CA 94158 | |
| Phone | (650) 281-0936 or toll-free 1-844-656-3151 |
State Regulator Complaint Information
Residents of the states where we are licensed may also file a complaint with their state mortgage regulator:
- Alabama — Alabama State Banking Department, Bureau of Loans
- Arizona — Arizona Department of Insurance and Financial Institutions
- Colorado — Colorado Division of Real Estate
- Florida — Florida Office of Financial Regulation
- Idaho — Idaho Department of Finance, Consumer Finance Bureau
- Kansas — Office of the State Bank Commissioner, Consumer and Mortgage Lending Division
- Kentucky — Kentucky Department of Financial Institutions
- Michigan — Michigan Department of Insurance and Financial Services
- Minnesota — Minnesota Department of Commerce
- Ohio — Ohio Department of Commerce, Division of Financial Institutions
- Oklahoma — Oklahoma Department of Consumer Credit
- Pennsylvania — Pennsylvania Department of Banking and Securities
- Tennessee — Tennessee Department of Financial Institutions
- Texas — Texas Department of Savings and Mortgage Lending
- Washington — Washington State Department of Financial Institutions, Division of Consumer Services
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
Last Updated: August 2026
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