Licensing Information

Company Information

Legal Name: Athena AI Holdings Inc.

NMLS ID: #2771910

For company licensing information, visit NMLS Consumer Access.

State Licensing

Equal Housing Lender

Athena AI Holdings Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other protected class.

Important Disclosures

Not a Commitment to Lend: Any information provided on this website, including rate quotes and loan product descriptions, does not constitute a commitment to lend. All loans are subject to credit approval, verification, and underwriting.

Rates and Terms: Interest rates, loan terms, and other conditions are subject to change without notice and may vary based on credit qualifications, loan amount, loan-to-value ratio, occupancy type, and other factors.

Contact Information

Consumer Concerns

If you have a concern or wish to file a complaint, please contact our Chief Compliance Officer using any of the channels below:

State Regulator Complaint Information

Residents of the states where we are licensed may also file a complaint with their state mortgage regulator:

• Alabama — Alabama State Banking Department, Bureau of Loans
• Arizona — Arizona Department of Insurance and Financial Institutions
• Colorado — Colorado Division of Real Estate
• Florida — Florida Office of Financial Regulation
• Idaho — Idaho Department of Finance, Consumer Finance Bureau
• Kansas — Office of the State Bank Commissioner, Consumer and Mortgage Lending Division
• Michigan — Michigan Department of Insurance and Financial Services
• Oklahoma — Oklahoma Department of Consumer Credit
• Pennsylvania — Pennsylvania Department of Banking and Securities
• Tennessee — Tennessee Department of Financial Institutions
• Texas — Texas Department of Savings and Mortgage Lending

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.