Fee Schedule
Version 1.2 · Effective Oct 6, 2026
The service fees we charge for your Athena Cash account. We don’t charge a service fee that isn’t listed here.
- Monthly maintenance, ACH, transfers, Bill Pay, card issuance: complimentary.
- Outgoing domestic wire: $20. Incoming wires: free.
- First card issuance: free. Replacement cards: $5. Paper statements & copies: free on request.
- No dormant account, overdraft, or NSF fees.
Fee Schedule
These are the service fees Athena and Grasshopper Bank charge for your Athena Cash account. We do not charge a service fee that is not listed here. Fees charged by others — including ATM operators, payment networks, and Visa® — are not our fees, and we do not set or receive them.
| Service | Fee |
|---|---|
| Monthly account maintenance | Complimentary |
| Online & mobile banking, ACH, internal & external transfers | Complimentary |
| Bill Pay | Complimentary |
| Incoming wire (domestic) | Complimentary |
| Outgoing wire (domestic) | $20.00 each |
| Virtual & physical debit card issuance | Complimentary |
| International transactions (foreign currency) | Complimentary (Visa fees/rates may apply) |
| ATM withdrawal or balance inquiry — in-network (Plus Alliance) | Free — surcharge-free at Plus Alliance ATMs; find one in the Athena app |
| ATM withdrawal or balance inquiry — out-of-network | No Athena fee. The ATM operator or network may charge a surcharge, which is set by the operator, disclosed at the ATM before you complete the transaction, and deducted from your Account |
| Physical debit card replacement | First card free, replacement cards $5 |
| Paper statement or paper copy of any document (on request) | Complimentary |
| Overdraft / non-sufficient funds | None |